Speak with a Skilled Bankruptcy Attorney before it’s too late!
Many Northern California residents are experiencing financial hardships and have been unable to find a helpful solution for their struggles. Some individuals have racked up tens of thousands of dollars of credit card debt and only see the amounts that they owe increase each month. Others have fallen behind on a mortgage payment and lose sleep each night wondering what will happen with their family home.
These same individuals are hesitant to speak with a bankruptcy attorney due to the social stigma that has long followed bankruptcy. However, due to the recent economic downturn felt in California, the stigmas that once hung over bankruptcy filers are no longer present. In fact, many of your co-workers, family members, and friends have already filed for bankruptcy relief and are realizing the many benefits that bankruptcy has afforded them.
If you are struggling financially and want to learn more about the benefits of filing for bankruptcy, contact our office by clicking HERE or by calling 916-800-7690 and you will speak directly with Sacramento Bankruptcy Lawyer Pauldeep Bains.
Benefits of Bankruptcy
The specific benefits people experience when filing for bankruptcy depends on their particular circumstances and the actual chapter they file. However, one overarching benefit that all bankruptcy filers receive is getting a FRESH START.
Some common benefits of bankruptcy, include, but are not limited to, the following:
Eliminate Dischargeable Debt – By filing for bankruptcy relief and receiving a discharge at the completion of the case, you are eliminating your personal obligation to pay back those certain debts. Some debts that are dischargeable are credit cards, personal loans, medical bills, foreclosure deficiencies, repossession deficiencies, and pay-day loans.
Take Advantage of the Automatic Stay – The Automatic Stay is an injunction placed on creditors from taking certain actions against you for a certain period of time. Once your case is filed, the Automatic Stay immediately goes into place and creditors are barred from foreclosing on your home, repossessing your car, garnishing your wages, etc.
Stop Harassing Phone Calls – As soon as you retain Bains Legal, PC, and your creditors have confirmed that, they will immediately stop calling you and demanding payments. In turn, they will start calling our office as they are no longer allowed to contact you.
Save Your Home – If you have fallen behind on mortgage payments and now you have no idea how you can make 6 mortgage payments in one month, Chapter 13 will allow you to reorganize those missed payments and pay them back over a 5-year span. As long as you make the Chapter 13 payments, the mortgage company is not allowed to foreclose on your home.
Benefits of Filing with Bains Legal, PC
No Surprise Fees – We are not here to trick you, especially when it comes to fees. Some firms get you in the door by advertising “Fees as low as _______” and then once you’re in, your fees somehow get doubled due to different criteria. We do not work that way. You will know the exact price you are going to pay and will never be told anything otherwise.
Direct Attorney-Client Relationship – Mr. Bains strongly feels that clients’ cases should not be passed on to staff members to deal with and figure out. From the initial consultation to the closing of your case, you will be dealing directly with Sacramento Bankruptcy Attorney Pauldeep Bains.
Payment Plans – Here at Bains Legal, PC, we understand that when a person is contemplating filing for bankruptcy, they might not always have significant cash saved up to pay the fees. Since our number one priority is always the client, we offer reasonable payment plans and get started on the case immediately.
Experienced Bankruptcy Attorney – Bains Legal, PC, is a bankruptcy law firm. Assisting struggling individuals file for bankruptcy relief is Mr. Bains’ main focus and has been since he passed the bar in 2010.
Don’t believe us?
What should you do now?
To set up your FREE consultation with local Sacramento Bankruptcy Attorney Pauldeep Bains., contact Bains Legal, PC, at 916-800-7690 immediately. Mr. Bains has spent his entire legal career assisting people to file for relief under the bankruptcy code and is ready to start that journey with you.
Bains Legal, PC, helps clients in the following areas: Sacramento, Elk Grove, South Sacramento, West Sacramento, Natomas, Citrus Heights, Antelope, Fair Oaks, Gold River, Rancho Cordova, Roseville, Rocklin, Lincoln, Wheatland, Yuba City, Marysville, Woodland, Davis, and Lodi.