Blog
15
May 2024
Things You Need to Know About Wage Garnishment
Wage garnishment is a legal procedure whereby the court requires your employer to withhold your earnings to pay a debt. Creditors employ wage garnishment to collect bad debts. There are several reasons why the court can garnish your wages. Some of these...
15
May 2024
Walking Away From Debt Vs. Filing Bankruptcy
Having accumulated debt is an emotionally and financially draining situation. Sometimes you may owe lenders more debt than you can afford to repay. What would you do when you find yourself in this situation? Would you rather walk away from the debt or...
17
Jul 2023
When to Declare Bankruptcy in Sacramento
The ideal time to file for bankruptcy usually comes after you’ve used up all other alternatives for paying your debts but are still unable to do so. If, for instance, you have significant debts that you’re unable to pay back, are falling behind on...
14
Jul 2023
How 341 Hearings Work in Sacramento
Bankruptcy allows individuals with overwhelming debt to either discharge it or make a reasonable plan to pay the creditors. Declaring bankruptcy in California involves filing a petition with the bankruptcy court, attending hearings, and receiving a...
14
Jul 2023
Can I File for Bankruptcy If I Own a Home in Sacramento ?
The thought of filing for bankruptcy frightens everyone. Bankruptcy (specifically chapter 7) is a legal order allowing the bankruptcy court to seize certain assets because the organization or individual cannot cover outstanding debts. Thus, the first...